Software
Leverage Professional
Talbot's Leverage Professional is a simple bilingual software program for analyzing the net benefits of borrowing to invest. It evaluates leveraging using interest-only loans, term loans that are paid off over time, and RRSP catch-up loans.
The software helps professional advisors better understand the math of when borrowing to invest makes sense. It shows the net gains or losses for a range of returns, allowing investors to understand the full range of possible outcomes. Most critically, it automatically calculates the minimum return needed for leveraging to net more than not leveraging. More ....
RRSP Contribution Optimizer
This web-based software educates and analyzes the optimal use of unused RRSP room, accounting for math, tax brackets, and behaviour. For advisors, it is a complete process-driven, business-building solution that demonstrates that clients' interests are first, and quantifies the value of the advice delivered. This unique analysis produces a classic win-win for advisors and investors. More ...
ATI Spreadsheet
For income goals like retirement, ATI Professional is an Excel spreadsheet that accurately calculates the only thing that matters ... how much After-Tax Income (ATI) can be generated from registered, non-registered and RESP funds over a desired time period. After-tax lump-sum analysis can also be done to maximize after-tax values for estate planning or saving for future purchases like a house or car. More ...
